Bip39 Checksum. BIP32 and BIP44 perform together to include versatility, privacy, and interoperability to HD Wallets. HD Wallets lengthen the abilities of deterministic wallets, allowing for for the management of a big amount of keys, all of which happen to be derived from the initial BIP39 mnemonic sentence (seed phrase). https://echobookmarks.com/story19587695/bip39-wallet-https-linktr-ee-bip39-bip-39-no-further-a-mystery